Parkview Properties LLC

So you have been thinking about buying a home,
but do you know the process?

Yes it can be complicated, but our REALTORS® will help you navigate through making it as smooth as possible from start to finish.

  • Pick your REALTOR®, and stick with them. Your Buyer Representative will help you every step of the way.

  • Get pre-approved for a mortgage. This way you have all of your financial questions answered and you are prepared to move forward.

  • Start looking at homes. Let your agent know what you are looking for, they will send you properties, then schedule appointments for the ones you are really interested in.

  • Submit an offer.  You have found the perfect home. Your agent will prepare an offer to submit to the seller. After possibly going back and forth, once you and the seller have an agreement and a signed contract by both parties, you are officially under contract to purchase a home. You will then have to give an Earnest Money Deposit check for the listing agent to hold in escrow (it is then applied to your purchase at closing). Expect the deposit check to be withdrawn from your account shortly after going under contract.   At this time you should also contact your lender and start the mortgage process.

  • You will have your home inspection within the first 2 weeks of going under contract.  Any issues that may come up, you will then request and negotiate with the seller.

  • Your bank will have an appraisal done. This is to make sure the property is worth what you are paying for it.

  • You will get mortgage commitment. This shows that you have passed their underwriting guidelines and they are willing to give you a loan. At this time, the bank may ask for additional documentation prior to fully approving your loan.

  • The clear to close. The lender has completely approved you for the loan and there are no outstanding conditions, the attorneys will now schedule the closing date and time. You should contact them to see exactly what checks you will need to bring (who to have the certified bank check made payable to and the amount for the check). Never trust any wiring instructions sent via email, always confirm via a phone call to a trusted and verified number.

  • Put the utilities in your name. When the closing has been scheduled you can then have the utilities put into your name on that date so there is no lapse in service.

  • The closing. Congratulations, you are officially a homeowner!
           

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